Aegon Life Saral Pension plan

This is a retirement plan which provides you a regular income to help you through your retirement years.


Why this plan

This plan is a smart way to ensure a regular income stream post retirement and live worry free enjoying the rewards of the life you have worked hard to build for yourself. Aegon Life Saral Pension guarantees a regular income not only for you but also offers you the option to ensure the same for your spouse in your absence, so that you can retire from work and not from life.

Policy Contract Proposal Form product leaflet Annuity Rates


Entry Age    

Minimum: 40 Years last birthday
Maximum: 80 Years last birthday

Policy Term

Whole Life

Premium Pay Options

Single Premium, being the purchase price for the annuity.

Mode of Annuity Payment

Monthly, Quarterly, Half-Yearly and Yearly.

Payments shall be in arrears only, which means that the first annuity
payment will start after the modal duration; for example, after three
months in case of quarterly mode.

Annuity Amount

Minimum: Rs. 1000 per Month, Rs. 3000 per Quarter, Rs. 6000 Per half year and Rs. 12000 per annum.

Maximum: No limit

Purchase Price


  • Life Annuity with Return of 100% of purchase price: Rs. 2,28,829
  • Joint Life Last Survivor Annuity with Return of 100% of Purchase Price:Rs. 2,28,519

Maximum: As per Board Approved Underwriting Policy



  • The brochure is not a contract of insurance.

  • The precise terms and conditions of this plan are specified in the policy contract.

  • Goods and Services Tax, applicable cess (if any) and any other taxes announced by the Government or any other statutory body would be levied extra as per the applicable tax laws.

  • This product is underwritten by Aegon Life Insurance Company Ltd.

  • The product is available for sale through online mode.